The Marketplace

Missouri residents will use to apply for coverage, compare plans, and enroll in coverage. While you are shopping for health insurance you can see if you qualify for lower costs and preview plans and prices.You will find out final costs and savings on Marketplace plans based on your specific situation and location when you apply.


November 1st ~ December 15th

The next open enrollment period to enroll in health insurance coverage begins on November 1st  remaining opening until December 15th.  Open enrollment to purchase health coverage is reduced now to only 6 weeks.   It's strongly recommended that individuals already enrolled in Marketplace health coverage review and update their application information for the next enrollment year when renewing health coverage.  Individuals that are looking for new health insurance are encouraged to start completing an application as soon as open enrollment starts, November 1st,  to avoid any delay getting their application processed. If found eligible for health coverage and or Advanced Premium Tax Credits health coverage can be effective as early as January 1st.  

                    IT MAY BE MORE AFFORDABLE THAN YOU THINK! WHY NOT GIVE US A CALL?                                                                     

        For free, unbiased, help call  660-665-8314 now to arrange an appointment. We're here to help.


If you are already enrolled in a Marketplace plan your benefit year ends December 31. To continue your health coverage for the next policy year, you might want to choose a new health plan for the next policy year.  You may also stay with your current insurance plan if offered by the insurer.

It is recommended that consumers update their information annually

during Open Enrollment when enrolled in a Marketplace plan, we can help with that too!

 Before or after the open enrollment period you may still qualify for tax credits that help lower the cost of the premium with a special enrollment (SEP) outside of the open enrollment period.  Why not check it out? There is no obligation to sign up just for looking. Continue reading below to see if you may qualify for one. 



                 Still needing health coverage?

You may qualify for a Special Enrollment period (SEP) outside the open enrollment period.

If you've moved or getting ready to move to a different area.

Are a Victim of Domestic Violence or Spousal Abandonment, sometimes referred to as desertion.

Loss of employer coverage or COBRA.

Retiring from your job.

Gain, or loss, of a family member.


There are many more ways Heartland Navigators can assist you to see if you may qualify for a special enrollment period for Marketplace plans. 


Call us at 660-665-8314 to find out if you quailfy.


Check out this video "Plain talk about health insurance".

Heartland Health Insurance Navigator Program does not sell insurance.
 Services are free to the public.



LET'S TALK: 660-665-8314
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This project was supported by Funding Opportunity Number CMS-CA-NAV-19-001 from the U.S. Department of Health and Human Services, Centers for Medicare and Medicaid Services. The contents provided are solely the responsibility of the authors and do not necessarily represent the official views of HHS or any of its agencies.

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